Pay, Transfer, Recharge.

A secure RBI-authorised wallet for UPI payments, transfers, recharges, and bills all in one app.

UPI Paid Successfully

What is Wizzmoni Wallet

A regulated wallet built on trust.

Wizzmoni Wallet is a prepaid payment tool regulated by the Reserve Bank of India, enabling secure digital transactions like transfers and bill payments.

RBI Authorised PPI

Licensed prepaid payment instrument under RBI's PPI guidelines.

NBFC Backed

Issued through Wizzmoni Financial Services, a registered NBFC entity.

AD Category-II

Authorised Dealer Category-II for cross-border forex-related services.

Compliant

Full AML, KYC and data protection compliance under Indian financial law.

What you can do with Wizzmoni Wallet

From everyday payments to merchant collections one wallet, every use case.

Instant Money Transfer

Transfer funds to any bank or wallet in 5 seconds.

Mobile Recharge

Instant prepaid recharges for all telecom operators.

DTH Recharge

Recharge DTH providers: Tata Play, Airtel, Dish TV, etc.

Utility Bill Payments

Pay electricity, gas, water, and broadband bills via BBPS.

Merchant QR Payments

Pay at thousands of merchants with Wizzmoni QR.

Online/Offline UPI Payments

Link your UPI ID to pay anyone anytime.

Why Wizzmoni

For individuals and businesses.

Personal

For Individuals

Hassle-free merchant payments
Instant beneficiary payouts
Quick mobile registration
Loyalty rewards

Enterprise

For Businesses

Float management
Transaction reports
AML compliance
Fraud monitoring

Onboarding

Get Started in Minutes

Simple, guided setup whether you choose minimum or full KYC verification.

01
Download App
Download Wizzmoni from Google Play or App Store.
02
Register Mobile
Enter your mobile number to begin registration
03
Verify OTP & Details
Enter the OTP sent to your mobile and your name.
04
Wallet Active
Your Tier 1 Wizzmoni Wallet is ready to use

Other Services

Everything you'd expect and more.

Transfer funds instantly to any bank in India. Wizzmoni Wallet processes transactions in seconds.

Security

Bank-Grade Security, Built In

Your money and data are protected by the same standards used by India's leading banks and payment institutions.

256-bit Encryption

All data is encrypted with AES-256, the standard used by banks.

Two-Factor Authentication

Logins and transactions are secured with OTP 2FA and optional biometrics.

RBI Regulatory Compliance

Compliant with RBI's PPI guidelines and data protection regulations.

AI Fraud Monitoring

AI engine blocks suspicious activity before it impacts your funds.

All your payments.
One wallet.

Experience quick, convenient, and secure digital transactions.

Scan to get Wizzapp

Bill Payments (BBPS)

Pay all utility and service bills via India's official BBPS network — electricity, gas, water, FASTag and more.

Money Transfer Services

Send money to any bank across India. Domestic remittance powered by real-time IMPS, NEFT and UPI rails.

Partner & Merchant Solutions

White-label wallet, merchant collections, and API access for businesses and financial partners at scale.

Merchant Payments (UPI)

Make quick, secure payments to merchants via UPI, ensuring a smooth, contactless experience.

Frequently Asked Questions

Everything you need to know about Wizzmoni Wallet.

Contact Support

Wizzmoni Wallet is a virtual pre-paid account that allows customers to load money and make payments through their mobile phones. It offers a range of payment services including Wallet to Wallet transfers, Direct Account Transfers, Various Bill Payments, and Recharge services.

No, there are no charges for registration.

Wizzmoni Wallet can be used for Instant Money Transfers, Mobile Recharge, DTH Recharge, Electricity Bill Payments, Gas Bill Payments, Merchant Payments, and many more.

wizzmoni Wallet is protected by multiple layers of security. Any unauthorized request is rejected at the first security layer, making it highly secure. All transactions outside limits are secured using an OTP sent only to the registered user.

Users can have only one account per unique mobile number. A person with multiple mobile numbers can have different accounts.

Wizzmoni Wallet is an Android/iOS based app. You can download it on any Android or Apple phone, and you need a 3G internet connection to use the app.

Yes, in case your mobile device is lost, secure your account by calling our helpline number.

There are two types of registrations:
a. Valued Customer (Non-KYC):
Requires Mobile Number, Name, Date of Birth, and Postal Code. Download Unimoni Wallet from Play Store or App Store and provide minimum KYC details.
b. Privileged Customer (KYC):
Complete KYC using Aadhaar card or PAN through the Unimoni Wallet App. Online Aadhaar Verification is available for instant authentication. Registration and KYC documentation can also be done at Unimoni Branches and Authorized Agent Locations.

You can reload Wizzmoni Wallet via the Mobile App using Net Banking, Credit Card, Debit Card, and UPI through Payment Gateway. Alternatively, visit any branch or Agent outlet.

Use the "View Balance" option in the Wallet App Menu. An e-passbook link is available to check transaction history, rate the service, and provide feedback.

No, only KYC authorized customers can use money transfer services. Non-KYC customers can use all other services except money transfer.

KYC customers can keep up to Rs. 2 lakh, while Non-KYC customers can keep up to Rs. 10,000.

Yes. Any KYC customer can transfer funds (subject to cooling period) to registered and non- registered beneficiaries. Up to Rs.2 lakh can be transferred to a pre-registered beneficiary per month and Rs.10,000 per month for other customers.

No. Your privacy is respected, and your data will not be shared with anyone. It is secure with us.

Everything you need to know about Wizzmoni Wallet.

Contact Support